A process tailored to your needs.

How Money Run works – loans and financing step-by-step

With us, obtaining financing is simple and transparent.

Every stage of our cooperation – from the initial contact to the disbursement of funds – is conducted transparently with the full support of our team. You define the goal, and we find a solution tailored to your situation.

Speak with our expert

Want to know what the process looks like step-by-step?
Speak with our advisor and find out what financing you can obtain.

How do we work at Money Run?

Our financing process is simple, transparent, and secure. We will guide you step-by-step – from the first contact to the disbursement of funds.

01
Contact us

Fill out a short contact form or give us a call – our advisor will gladly discuss your needs and determine the right financing direction.

02
Gathering documents

We help you prepare the complete documentation required to submit your application. We advise you on how best to present your company’s situation to maximize the chances of a positive decision.

03
Analyzing fund offers

Based on the provided data, we compare the available offers from non-bank funds and institutions, selecting the most favorable ones for your business.

04
Presentation of financial proposals

We present you with specific offers detailing all parameters – interest rates, commissions, and the net and gross loan amounts. Everything is in a clear and transparent format.

05
Negotiations and collateral analysis

We negotiate the loan terms on your behalf. Concurrently, the funds analyze the proposed collateral to determine the final financing conditions.

06
Decision and disbursement of funds

fter signing the notarial deed, the funds are transferred directly to your account. Typically, the entire process takes 2 to 4 weeks – quickly, reliably, and without unnecessary formalities.

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Required Documents

The financing process with Money Run is simplified to the maximum — just a few basic documents are enough for us to prepare a tailored financing offer.

    Business with mortgage collateral

      • Loan Amount: PLN 100,000 – PLN 50 million

      • Required Data:

        • Full name / Company name, NIP (Tax ID), phone number

        • Financing amount

        • Purpose of financing

        • Financing period

        • Source of repayment

        • Land and Mortgage Register number (KW)

        • Property type

        • Current photos of the property or an appraisal report

        • Possible additional collateral (e.g., movable assets, contracts, company shares, joint management)

        • Acceptable financing cost

        • Broker data (optional)

      • Financial Documents:

        • Sole Proprietorship (JDG): PIT + KPiR (Income & Expense Ledger) for the previous and current year

        • Company: CIT + Profit and Loss Account + Balance Sheet for the previous and current year

        • Farmer: Invoices + subsidies/grants per hectare of land utilized

    Business without mortgage collateral

    • Loan Amount: PLN 100,000 – PLN 50 million

    • Required Data:

      • Full name / Company name, NIP (Tax ID), phone number

      • Financing amount

      • Purpose of financing

      • Financing period

      • Source of repayment

      • Land and Mortgage Register number (KW)

      • Property type

      • Current photos of the property or an appraisal report

      • Possible additional collateral (e.g., movable assets, contracts, company shares, joint management)

      • Acceptable financing cost

      • Broker data (optional)

    • Financial Documents:

      • Sole Proprietorship (JDG): PIT + KPiR (Income & Expense Ledger) for the previous and current year

      • Company: CIT + Profit and Loss Account + Balance Sheet for the previous and current year

      • Farmer: Invoices + subsidies/grants per hectare of land utilized

    Individual with mortgage collateral

    • Loan Amount: up to PLN 200,000

    • Required Data:

      • Full name, phone number

      • Financing amount

      • Purpose of financing

      • Financing period

      • Source of repayment

      • Land and Mortgage Register number (KW), property type, and photos

      • Possible additional collateral (e.g., movable assets, contracts, company shares, joint management)

      • Acceptable financing cost

      • Broker data (optional)

    • Financial Documents:

      • Last 3 bank statements showing income or pay slips

      • Certificate of employment and earnings from the employer

      • Option to establish a business activity

      • Private BIK (Credit Information Bureau) report

    Individual without mortgage collateral

    • Loan Amount: up to PLN 200,000

    • Required Data:

      • Full name, phone number

      • Financing amount

      • Purpose of financing

      • Financing period

      • Source of repayment

      • Possible additional collateral (e.g., movable assets, contracts, company shares, joint management)

      • Information on ZUS / Tax Office (US) arrears

      • Acceptable financing cost

      • Broker data (optional)

    • Financial Documents:

      • Employment contract, mandate contract, disability pension, or retirement pension

      • Last 3 bank statements showing income or pay slips

      • Certificate of employment and earnings from the employer

      • Private BIK report

    Farmer with mortgage collateral

    • Loan Amount: PLN 100,000 – PLN 1.5 million

    • Required Data:

      • Full name, phone number

      • Financing amount

      • Purpose of financing

      • Financing period

      • Source of repayment

      • Land and Mortgage Register number (KW), property type, and photos

      • Possible additional collateral (e.g., movable assets, contracts, company shares, joint management)

      • Acceptable financing cost

      • Broker data (optional)

    • Financial Documents:

      • Income from agricultural holding operations

      • Sales invoices from the agricultural business for the last two years

      • Subsidies/grants per hectare of land utilized

    Farmer without mortgage collateral

      • Loan Amount: PLN 100,000 – PLN 200,000

      • Required Data:

        • Full name, phone number

        • Financing amount

        • Purpose of financing

        • Financing period

        • Source of repayment

        • Possible additional collateral (e.g., movable assets, contracts, company shares, joint management)

        • Information on KRUS (Agricultural Social Insurance) / Tax Office (US) arrears

        • Acceptable financing cost

        • Broker data (optional)

      • Financial Documents:

        • Invoices for the previous and current year

        • Subsidies/grants per hectare of land utilized

        • Recurring income from contracts or assignments; income from regular, monthly non-seasonal production

    BIK Credit Clearing

    Any individual with a current BIK report downloaded from bik.pl is eligible to become a client.

    Factoring

    • Financing Amount: PLN 100,000 – PLN 20 million

    • Required Data:

      • Full name / Company name, NIP (Tax ID), phone number

      • Acceptable financing cost

      • List of debtors/contractors

      • Broker data (optional)

    • Financial Documents:

      • Sole Proprietorship (JDG): PIT + KPiR for the previous and current year

      • Company: CIT + Profit and Loss Account + Balance Sheet for the previous and current year

      • Farmer: Invoices + subsidies/grants per hectare of land utilized

Financing Principles at Money Run

Transparent terms and a rapid process – see the principles under which we provide financing at Money Run.

01
Financing period up to 24 months

Loans are granted for a flexible period of 3 to 24 months – tailored to your needs and repayment capabilities.

02
Financing amount up to PLN 100 million

We offer loans ranging from PLN 100,000 up to PLN 100 million – depending on the collateral’s value and the purpose of the financing.

03
Loan cost from 25% to 35%

All costs are clear and presented before signing the contract – with no hidden fees or commissions.

04
Businesses without real estate up to PLN 500,000

If you do not have mortgage collateral, you can receive financing up to PLN 500,000 for development or debt repayment.

05
Any type of business activity

Loans are available to every industry – regardless of your business’s legal structure.

06
Financing throughout Poland

We provide financing to businesses and individuals from every region of the country – with no geographical restrictions.

07
Completion time – in as little as 2 weeks

It typically takes 2–4 weeks from application submission to the disbursement of funds. The process is fast and fully transparent.

08
LTV ratio up to 60% of the collateral’s value

Financing is provided up to 60% of the value of the real estate or other asset – safely and fairly.

09
Interest rates starting from 7.2% annually

Favorable interest rates allow for realistic cost planning and ensure stable conditions.

10
Loans without BIK verification

We do not check your full credit history in BIK – what matters is your collateral and financial potential.