MORTGAGE LOANS
MORTGAGE LOANS for individuals and businesses
Property-secured financing tailored to your needs.
We offer flexible mortgage loans for corporate, investment, and development purposes. Financing secured by real estate will allow you to fund a purchase, expansion, debt repayment, or the refinancing of your existing loans.
Financing from PLN 100,000 to PLN 100 million
For individuals and businesses lacking traditional creditworthiness
A wide selection of funding providers
For whom is a mortgage loan
the best solution?
For companies needing financing without traditional creditworthiness
If a bank has denied you a loan due to a poor BIK (Credit Information Bureau) rating or arrears with ZUS (Social Security) or US (Tax Office) — a mortgage loan from a private fund will allow you to regain liquidity and pay off your liabilities.
For entrepreneurs planning investments or business expansion
Do you need funds to purchase machinery, materials, or complete an investment? A commercial mortgage loan provides rapid access to capital in as little as a few days.
For individuals looking to consolidate debt
A debt consolidation mortgage loan allows you to combine your liabilities into a single, more favorable installment. Real estate collateral enables you to secure better repayment terms.
For owners of private and commercial real estate
A private mortgage loan or a mortgage-backed working capital loan is an ideal solution for those who wish to obtain funds for any purpose — without extensive BIK verification and unnecessary red tape.
How do we help you secure a mortgage loan?
A simple and secure process for obtaining a mortgage loan – from the initial conversation to the disbursement of funds.
A brief contact is all it takes for us to understand your needs and goals. We analyze your financial situation and the type of property to select the right solution – without unnecessary formalities.
Based on the provided documents, we present the available financing options. We help you choose the best mortgage loan – one that will allow you to pay off your liabilities, finance an investment, or regain financial liquidity.
Upon your approval, we finalize the process at a notary’s office. Everything is handled securely and transparently. The mortgage loan is activated, and the funds are transferred directly to your account.
Our Approach to Mortgage Loans
With us, the financing process is transparent, secure, and effective.
Mortgage Loans – Questions & Answers (FAQ)
Find answers to the most frequently asked questions about mortgage-backed financing.
Can I get a mortgage loan without traditional creditworthiness?
Yes. Our mortgage loans do not require traditional creditworthiness as banks do. The key requirement is owning real estate to serve as collateral. We assess the value of the collateral and the feasibility of establishing a mortgage, rather than your BIK history or recent monthly income.
How long does the process of obtaining a mortgage loan take?
The entire process, from application submission to the disbursement of funds, typically takes less than 14 business days. The exact timeframe depends on the completeness of the documentation and the type of real estate serving as collateral.
Are mortgage loans available for businesses?
Yes, our mortgage loans are also directed at entrepreneurs – including companies, sole proprietorships, and developers. The financing can be allocated to any business purpose, such as debt repayment, machinery purchase, or the completion of an investment project.
What types of real estate can be used as collateral for a mortgage loan?
The collateral can be an apartment, a house, a building plot, an agricultural plot, commercial premises, as well as commercial or development real estate. For businesses, we also accept production halls and office buildings.
A mortgage loan tailored to you.